Disability Insurance Keeps Dentists’ Financial Future Secure
Posted by Tom Carolan on Tue, Sep 15, 2009 @ 02:38 PM
According to statistics recently released by
the American Council of Life Insurers, one third of all Americans between the
ages 35 and 65 will become disabled for more than 90 days. Parasol Financial
& Insurance Solutions is pleased to offer help with disability
insurance for dentists, which provides wage coverage specifically designed
to meet the unique needs of this professional group. In addition to dentists,
long-term disability
insurance for physicians as well as other self-employed individuals is also
available through Parasol.
For most, it’s difficult to face the
possibility that an illness may sideline you at some point in your career. But
unfortunately, the odds are such that many of us, dentists included, will need
to be prepared for these type of circumstance.
Fortunately, long term
disability insurance provides a sound safety net of coverage to fill in
when a gap in wages occurs.”
Disability
insurance is coverage intended to provide 45 to 60 percent of gross income
to workers who lose their wages due to a debilitating injury or illness.
Disability insurance intends to recoup enough of the policyholder’s wages to
pay for their living expenses while they are disabled. Dentists as well as
physicians and other self employed workers have special long-term
disability insurance needs.
Dentists, physicians and other
self-employed individuals have special considerations. Any interruption in
their ability to work affects not only themselves and their family, but can
have dire consequences on the lives of employees. Additionally, they also need
coverage to assist them as they rebuild a thriving practice once in good
health. Parasol is pleased to offer long term disability
insurance solutions to meet our customer’s needs.